Learn how to easily pay your IndusInd credit card payment bill through online banking, mobile app, NEFT, IMPS, or post-dated cheque with this step-by-step guide.
Table of Contents
Introduction

Managing your IndusInd credit card payments on time is essential to avoid late fees, interest charges, and maintain a good credit score. Fortunately, IndusInd Bank provides several convenient ways to pay your credit card bills. Whether you prefer online methods, mobile apps, or traditional approaches like NEFT or cheques, there’s a payment option that suits your needs.
In this blog, we’ll walk you through a step-by-step guide on how to make a payment on your IndusInd credit card, so you never miss a due date.
1. Online Payment via IndusInd Bank Website
One of the easiest and quickest ways to pay your IndusInd credit card bill is through the bank’s official website. Here’s how:
Step 1: Log In to Your Account
- Visit the official IndusInd Bank website.
- Enter your login credentials (username and password) to access your credit card account.
Step 2: Navigate to the Payment Section
- After logging in, find the ‘Credit Cards’ section on your dashboard.
- Look for the ‘Pay Credit Card Bill’ option and click on it.
Step 3: Choose Your Payment Method
- You can pay using a linked savings account or a debit card. Select your preferred payment method.
- Enter the amount you want to pay (you can choose to pay the minimum due, the full balance, or a custom amount).
Step 4: Confirm the Payment
- Double-check the payment details and confirm the payment.
- Once everything looks good, click on the ‘Submit’ button.
Tip: Online payments are usually processed instantly, and you’ll receive a confirmation once the transaction is completed successfully.
2. IndusInd Mobile Banking App
For those who prefer managing their finances on the go, the IndusInd Bank mobile app offers a quick and easy way to pay your credit card bill.
Step 1: Download the IndusInd Mobile App
- If you haven’t already, download the IndusInd Bank mobile banking app from the App Store (iOS) or Google Play (Android).
Step 2: Log In to the App
- Open the app and enter your login details to access your account.
Step 3: Go to Credit Card Payment Section
- On the home screen, tap on the ‘Credit Cards’ section.
- Next, select ‘Pay Credit Card Bill.’
Step 4: Enter Payment Details
- Choose the payment method (linked savings account or debit card) and input the payment amount.
Step 5: Complete the Payment
- Review your payment details and confirm the payment by clicking ‘Pay Now.’
The mobile app is a fantastic option for those who need flexibility and convenience to make payments on the go.
3. NEFT/IMPS Transfer for IndusInd Credit Card Payment
You can also make credit card payments through NEFT (National Electronic Funds Transfer) or IMPS (Immediate Payment Service) from any bank account. Here’s how you can do it:
Step 1: Log In to Your Bank’s Online Portal
- Access the online banking portal of the bank where you hold an account.
Step 2: Add IndusInd Credit Card as a Beneficiary
- Add your IndusInd credit card as a beneficiary in the payment section.
- Enter your credit card number and IndusInd Bank’s IFSC code (you can find the IFSC code on your credit card statement or by contacting customer service).
Step 3: Initiate the Payment
- Choose the amount you want to pay and verify the details.
- Confirm the transaction to initiate the payment.
Step 4: Complete the Transfer
- Once the payment is initiated, it will be processed by your bank. Payments made through NEFT or IMPS may take a few hours to reflect in your IndusInd credit card account, so plan ahead.
4. Payment via Post-Dated Cheque (PDC)
If you prefer a more traditional approach, you can also use post-dated cheques to make a payment on your IndusInd credit card.
Step 1: Write the Post-Dated Cheque
- Write a cheque for the amount you wish to pay and make sure the date on the cheque is prior to your due date.
Step 2: Submit the Cheque
- Visit your nearest IndusInd Bank branch and submit the post-dated cheque.
Step 3: Cheque Processing
- IndusInd Bank will process your cheque and credit the payment to your credit card account once the cheque clears. Keep in mind that this method may take a bit longer compared to online methods.
5. Set Up Standing Instructions for Automatic Payments
If you want to ensure that your credit card payment is never late, you can set up standing instructions (automatic payments) to pay your bill automatically each month.
Step 1: Log In to Your IndusInd Account
- Visit the IndusInd Bank website or open the mobile banking app and log in.
Step 2: Navigate to Automatic Payments
- Look for the ‘Standing Instructions’ section and choose the option to set up automatic credit card payments.
Step 3: Enter Payment Details
- Choose the amount to be paid (minimum due, full balance, or a custom amount) and the date on which the payment should be deducted each month.
Step 4: Confirm and Activate
- Once all details are entered, confirm the setup. Your payment will be automatically deducted on the chosen date each month.
Conclusion
Paying your IndusInd credit card bill doesn’t have to be complicated. Whether you choose to pay online, via the mobile app, through NEFT/IMPS, or even with a cheque, there are multiple ways to ensure you never miss a payment. Choose the method that works best for your lifestyle, and be sure to stay on top of your payments to avoid any late fees or interest charges. With a little planning, managing your IndusInd credit card payments can be hassle-free and simple.
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FAQs About Indusind Credit Card Payment:
How can I pay my IndusInd credit card bill online?
You can pay your bill by logging into the IndusInd Bank website and navigating to the ‘Credit Cards’ section.
Can I pay my IndusInd credit card bill through the mobile app?
Yes, you can use the IndusInd mobile banking app to pay your credit card bill anytime, anywhere.
What payment methods are available for IndusInd credit card payments?
You can pay using a linked savings account, debit card, NEFT, IMPS, or even post-dated cheques.
Are there any fees for paying through NEFT or IMPS?
Generally, there are no fees for using NEFT or IMPS, but you should check with your bank for any possible charges.
How long does it take for an NEFT or IMPS payment to reflect in my IndusInd credit card account?
Payments via NEFT or IMPS typically take a few hours to reflect, but it can vary depending on the bank.
Can I make a credit card payment using third-party payment apps like Google Pay?
Yes, you can link your IndusInd credit card to third-party apps such as Google Pay, Paytm, or PhonePe for easy payments.
What happens if I miss my IndusInd credit card payment?
Missing a payment can result in late fees, interest charges, and may negatively affect your credit score.
How can I set up automatic payments for my IndusInd credit card?
You can set up standing instructions via the IndusInd Bank website or mobile app to make automatic monthly payments.
What is the minimum payment required for my IndusInd credit card?
The minimum payment is usually a percentage of the total outstanding balance. You can check your statement for the exact amount.
Can I pay more than the minimum due on my IndusInd credit card?
Yes, paying more than the minimum due is a great way to reduce your outstanding balance and avoid interest charges.
How do I check my IndusInd credit card payment history?
You can view your payment history through your IndusInd credit card account on the website or mobile app.
Can I pay my IndusInd credit card bill at a branch?
Yes, you can pay your bill in person at any IndusInd Bank branch via cheque or cash.
How can I view my IndusInd credit card bill due date?
Your due date will be listed on your monthly credit card statement, or you can check it online via the IndusInd Bank portal.
What is the IFSC code required for NEFT payments to IndusInd credit card?
The IFSC code is specific to your branch. You can find it on your credit card statement or contact IndusInd Bank for the code.
Can I make a payment via post-dated cheque?
Yes, you can use a post-dated cheque to make a payment, but it will take time to process once submitted at the bank.
By: Cibilfree
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