Learn how to make RBL credit card payments easily through the website, mobile app, NEFT, IMPS, or cheque. Convenient methods for timely payments!
Table of Contents
Introduction

Paying your RBL credit card bill on time is essential to avoid late fees, interest charges, and to maintain a healthy credit score. Fortunately, RBL offers several convenient methods to make payments. Whether you prefer online options, mobile apps, or more traditional payment methods, there’s a solution that fits your needs. In this blog, we’ll break down the various ways you can pay your RBL credit card bill, step by step, to help you make timely payments with ease.
1. Online Payment via RBL Bank Website
If you prefer using your computer, paying through the official RBL Bank website is one of the most straightforward options. Here’s how to do it:
Step 1: Log In to Your Account
- Visit the RBL Bank homepage.
- Enter your username and password to access your credit card account.
Step 2: Navigate to the Payment Section
- Once logged in, find the ‘Payments’ section on your account dashboard. It’s usually easy to locate, as it’s a prominent feature on the website.
Step 3: Choose Your Payment Method
- You can make a payment from a linked savings account or use a debit card. Select your preferred payment method.
- Enter the payment amount you wish to pay.
Step 4: Submit the Payment
- Review the details to ensure everything is accurate.
- Once confirmed, click on the ‘Submit’ button to process your payment.
Note: Payments made online are usually processed quickly, and you’ll receive a confirmation message once the payment has been successfully completed. You’ll also be able to view your updated balance right away.
2. RBL Mobile Banking App
For those who are always on the move, the RBL mobile banking app is a great option for paying your credit card bill. The app makes it easy to make payments anytime, anywhere, directly from your smartphone.
Step 1: Download the RBL App
- If you haven’t already, download the RBL Bank mobile app from the App Store (for iOS) or Google Play (for Android).
Step 2: Log In to Your Account
- Open the app and log in using your banking credentials.
Step 3: Go to Credit Card Payment Section
- On the app’s home screen, select the ‘Credit Cards’ option.
- Then, click on the ‘Pay Credit Card Bill’ section to get started.
Step 4: Enter Payment Details
- Choose the payment method (linked bank account or debit card) and enter the amount you’d like to pay.
Step 5: Complete the Payment
- Double-check the details and hit ‘Pay’ to complete your payment.
The mobile app offers unmatched convenience, allowing you to make payments while on the go, whether you’re at home, at work, or even traveling.
3. NEFT or IMPS Transfer
If you prefer not to use the online portal or mobile app, you can still make payments through NEFT (National Electronic Funds Transfer) or IMPS (Immediate Payment Service). This option is available if you have a bank account with another bank but want to make a payment to your RBL credit card.
Step 1: Log In to Your Bank’s Online Portal
- Access the online banking portal of the bank where you have an account.
Step 2: Add RBL Credit Card as Beneficiary
- To initiate the payment, you’ll need to add your RBL credit card as a beneficiary.
- Enter your credit card number and RBL Bank’s IFSC code. (You can find the IFSC code on your RBL Bank statement or by contacting customer service.)
Step 3: Initiate the Payment
- After adding RBL Bank as a beneficiary, enter the amount you want to pay.
- Verify the transaction details and confirm the payment.
Step 4: Complete the Transfer
- Once the payment is initiated, your bank will process the transfer. Keep in mind that payments made via NEFT or IMPS may take a few hours to reflect in your RBL account, so it’s important to pay in advance to avoid any late fees.
4. Payment via Post-Dated Cheque (PDC)
For those who prefer traditional methods, RBL Bank also allows credit card payments via post-dated cheques (PDC). While this method is not as fast as the others, it can still be a good option if you want to manage payments without relying on digital platforms.
Step 1: Write the Cheque
- Write a cheque for the payment amount and ensure the date is before your credit card bill’s due date.
Step 2: Submit the Cheque at an RBL Branch
- Take the post-dated cheque to the nearest RBL Bank branch.
- Hand over the cheque to the teller for processing.
Step 3: Cheque Processing
- RBL Bank will process the cheque, and your payment will be credited to your credit card account once the cheque clears.
- Keep in mind that this method may take a little longer for processing, and you might need to follow up with the bank to confirm payment status.
While using a post-dated cheque may be less common in today’s digital age, it’s still a valid option if you prefer physical transactions over online payments.
Conclusion
Making timely payments on your RBL credit card is key to avoiding penalties, maintaining a good credit score, and even earning rewards. Whether you prefer to make payments online, through the mobile app, via NEFT or IMPS, or even using post-dated cheques, RBL offers a range of options to suit your needs. Choose the payment method that works best for you, and be sure to stay on top of your due dates to maximize the benefits of your RBL credit card.
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FAQs About RBL Credit Card Payment:
How can I pay my RBL credit card bill online?
You can make an online payment via the official RBL Bank website by logging into your account and selecting the ‘Payments’ section.
Can I use the RBL mobile app to pay my credit card bill?
Yes, you can pay your RBL credit card bill directly through the RBL mobile banking app, available on both iOS and Android.
What payment methods are available for RBL credit card payments?
You can pay through your linked savings account, debit card, NEFT, IMPS, or even post-dated cheques.
Is there a fee for paying my RBL credit card bill through NEFT or IMPS?
Generally, there is no fee for NEFT or IMPS payments, but it’s best to confirm with your bank about any applicable charges.
How long does it take for an NEFT or IMPS payment to reflect in my RBL account?
NEFT or IMPS payments may take a few hours to reflect in your RBL account, so it’s recommended to pay in advance.
Can I make a payment using a third-party app like Google Pay or Paytm?
Yes, you can use third-party payment apps, provided you have linked your RBL credit card to the app.
What happens if I miss my RBL credit card payment?
Missing a payment can result in late fees, interest charges, and potentially affect your credit score negatively.
How can I set up automatic payments for my RBL credit card bill?
You can set up automatic payments via the RBL website, mobile app, or by contacting RBL Bank for more details on setting it up.
What is the minimum payment I need to make on my RBL credit card?
The minimum payment is typically a small percentage of your outstanding balance. Check your statement for the exact amount.
Can I pay more than the minimum payment on my RBL credit card?
Yes, paying more than the minimum is recommended to reduce your balance faster and avoid interest charges.
How do I check my RBL credit card payment history?
You can view your payment history by logging into your RBL credit card account on the website or mobile app.
Can I pay my RBL credit card bill at a bank branch?
Yes, you can make a payment at any RBL Bank branch, either via cheque or cash.
Is there a way to view my RBL credit card bill due date?
You can find your due date on your credit card statement or by checking your RBL Bank account online.
What is the IFSC code required for NEFT payments to RBL credit card?
The IFSC code for RBL credit card payments is specific to your branch. You can find it on your statement or by contacting RBL Bank.
Can I make a credit card payment via post-dated cheque?
Yes, you can pay via post-dated cheque by submitting it at an RBL Bank branch before your payment due date.
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