“Learn how to make your Yes Bank credit card payment online, via mobile app, NEFT, or at branches. Explore different methods for hassle-free transactions.”
Table of Contents
Introduction

Paying your Yes Bank Credit Card bill on time is not only essential for avoiding late fees and interest charges but also plays a major role in maintaining a healthy credit score. Fortunately, Yes Bank offers several convenient methods to ensure that you can easily make payments and stay on top of your financial commitments. In this guide, we’ll walk you through each of the available payment methods in detail, so you can choose the one that suits you best.
1. Yes Bank Online Banking Portal
Yes Bank’s NetBanking portal offers a convenient way to make credit card payments from the comfort of your home or office. With just a few clicks, you can settle your dues effortlessly.
Step 1: Log in to Yes Bank NetBanking
To begin, visit the official Yes Bank NetBanking website: https://www.yesbank.in/.
- Enter your User ID and Password to log into your Yes Bank account.
- If you haven’t registered for NetBanking, you can do so by following the easy steps on the website.
Step 2: Navigate to the Credit Card Payment Section
Once logged in:
- Go to the ‘Payments’ section on the top menu.
- Under the Payments section, select the ‘Credit Card Payment’ option.
Step 3: Choose the Payment Method
Here, you’ll be given several payment options:
- Choose the linked savings or current account from which you wish to make the payment.
- You can also pay via NEFT if you are transferring funds from a different bank account.
- Enter the amount you want to pay. You can either pay the minimum due, total outstanding, or enter any other custom amount.
Step 4: Confirm and Make the Payment
- Double-check the payment details, including the amount and your selected account.
- Once you confirm, click ‘Submit’ to authorize the payment.
- Yes Bank will process your payment, and you will receive a confirmation.
Step 5: Save the Payment Receipt
- You will receive an email confirmation for your payment. It’s also a good idea to download or print the receipt for future reference.
2. Yes Bank Mobile Banking App
For those who prefer making payments on the go, the Yes Bank Mobile Banking App is an excellent option. It’s user-friendly and lets you make payments directly from your smartphone.
Step 1: Download and Open the Yes Bank Mobile App
- Download the Yes Bank Mobile Banking App from Google Play Store (for Android) or Apple App Store (for iOS).
- Open the app and log in using your Customer ID and Password.
Step 2: Navigate to the Credit Card Payment Section
- On the home screen of the app, look for the ‘Credit Cards’ section.
- Tap on ‘Pay Credit Card Bill’.
Step 3: Choose Your Payment Method
- Choose your linked Yes Bank account (savings or current).
- Enter the amount you’d like to pay: the minimum due, total outstanding, or a custom amount.
Step 4: Confirm and Complete the Payment
- Double-check all the payment details.
- Tap ‘Confirm’ and your payment will be processed immediately.
Step 5: Save Your Payment Confirmation
- You will receive a confirmation message on your mobile app.
- Save the confirmation for your records or take a screenshot for easy reference.
3. Payment via NEFT or IMPS
If you want to make your Yes Bank credit card payment from a third-party bank, you can easily do so via NEFT (National Electronic Funds Transfer) or IMPS (Immediate Payment Service).
Step 1: Log in to Your Other Bank’s NetBanking Portal
- Log in to your account with the third-party bank where you have a savings or current account.
Step 2: Add Yes Bank Credit Card as a Beneficiary
- Add your Yes Bank Credit Card as a beneficiary. You’ll need to input:
- Your Credit Card Number
- Yes Bank’s IFSC Code: YESB0000001 (this is the code for general payments).
Step 3: Initiate the Transfer
- Choose either NEFT or IMPS as the transfer method.
- Select Yes Bank Credit Card as the beneficiary.
- Enter the payment amount: either the total outstanding balance, minimum due, or a custom amount.
Step 4: Confirm and Complete the Transfer
- Verify all transaction details before confirming.
- IMPS will process the payment in real-time, whereas NEFT can take a few hours or a day to reflect in your Yes Bank Credit Card account.
4. Payment through ATM
Yes Bank also allows credit card payments through its ATMs. This method is great if you’re nearby an ATM and need to make a quick payment.
Step 1: Visit a Yes Bank ATM
- Go to any Yes Bank ATM.
Step 2: Insert Your Debit Card
- Insert your Yes Bank Debit Card and enter your PIN.
Step 3: Select ‘Credit Card Payment’ Option
- On the ATM menu, select ‘Credit Card Payment’.
- Enter your Yes Bank Credit Card number and the payment amount.
Step 4: Complete the Payment
- Confirm the payment amount on the ATM screen.
- After confirmation, the payment will be processed, and you’ll receive a receipt.
5. Pay at Yes Bank Branch
If you prefer face-to-face transactions, you can make payments directly at a Yes Bank branch. This method is ideal for customers who are comfortable with in-person payments.
Step 1: Visit the Nearest Yes Bank Branch
- Head to any Yes Bank branch with your credit card details.
Step 2: Fill the Payment Slip
- Ask for the Credit Card Payment Slip at the counter.
- Complete the slip with your credit card number, payment amount, and other necessary details.
Step 3: Make Payment
- You can choose to pay either by cash or cheque.
- If paying by cheque, make sure it’s crossed and payable to Yes Bank Credit Card.
Step 4: Receive a Receipt
- After processing, ensure you ask for and keep the receipt as proof of your payment.
6. Payment via Post-Dated Cheque (PDC)
For those who like to plan ahead, you can also make payments using Post-Dated Cheques (PDCs). This is a good option if you want to ensure a timely payment without manually making one every month.
Step 1: Write the Post-Dated Cheque
- Write a cheque for the required payment amount.
- Ensure the date on the cheque is before your credit card’s due date.
Step 2: Submit the Cheque at the Nearest Yes Bank Branch
- Take the Post-Dated Cheque to your nearest Yes Bank branch.
- Hand it over to the bank officer for processing.
Step 3: Confirm Payment
- Yes Bank will process the cheque when the specified date arrives.
- Once processed, you’ll receive an email or SMS confirmation for your payment.
Conclusion
Paying your Yes Bank Credit Card bill has never been easier, with multiple methods available to suit your needs. Whether you prefer the convenience of online banking, the flexibility of mobile banking, or the hands-on approach of ATM or branch payments, Yes Bank offers a solution that works for you.
By following the steps outlined in this guide, you can ensure that your payments are timely and accurate, helping you maintain a strong financial reputation. So, choose the payment method that best fits your lifestyle and start managing your credit card payments with ease!
HSBC Travelone Credit Card India: Benefits, Rewards and Applying
(FAQs) related to Yes Bank Credit Card Payment:
How can I pay my Yes Bank credit card bill online?
You can pay your bill through Yes Bank’s NetBanking portal or Mobile Banking App by selecting the credit card payment option.
Is there a fee for making a payment through Yes Bank’s online banking?
No, making a payment through the NetBanking portal or Mobile Banking App is free of charge.
Can I pay my Yes Bank credit card bill via NEFT or IMPS from another bank?
Yes, you can transfer funds from another bank using NEFT or IMPS to make your payment to Yes Bank.
How long does it take for a payment made via NEFT to reflect in my credit card account?
Payments made via NEFT may take a few hours or a day to be processed and reflected in your Yes Bank Credit Card account.
How do I make a payment at a Yes Bank ATM?
You can visit any Yes Bank ATM, insert your Yes Bank Debit Card, and select the Credit Card Payment option to complete the payment.
Can I make my Yes Bank credit card payment at a branch?
Yes, you can visit any Yes Bank branch, fill out a payment slip, and make the payment via cash or cheque.
Can I pay my Yes Bank credit card bill with a cheque?
Yes, you can pay your credit card bill with a cheque at the bank or through a post-dated cheque (PDC).
What payment methods can I use to pay my Yes Bank credit card bill online?
You can pay via a linked savings or current account or use NEFT for online payments.
What should I do if my Yes Bank credit card payment is delayed?
If you’ve missed the payment, you can pay immediately to avoid late fees or interest charges. Keep track of the due dates.
Can I make a partial payment on my Yes Bank credit card bill?
Yes, you can make a partial payment; however, it’s recommended to pay the full outstanding amount to avoid interest.
How can I view my Yes Bank credit card statement?
You can view your credit card statement via the NetBanking portal, Mobile Banking app, or by requesting a physical statement from the bank.
Is it possible to pay my Yes Bank credit card bill using a third-party app?
Yes, you can use apps like Google Pay or Paytm to make your Yes Bank credit card payment, provided the app supports credit card bill payments.
How do I ensure my Yes Bank credit card payment is processed on time?
Make your payment at least 2-3 days before the due date to avoid delays, especially if you are paying via NEFT.
Can I set up an automatic payment for my Yes Bank credit card?
Yes, you can set up automatic payments through NetBanking to ensure your bills are paid on time every month.
What happens if I pay less than the minimum payment due?
Paying less than the minimum due will lead to late fees, and you will still incur interest on the outstanding balance. Always try to pay the minimum due or more to avoid penalties.
By: Cibilfree
Pingback: Tata Credit Card Login: Step-by-Step Guide