The Government of Rajasthan has launched the Gopal Credit Card Yojana—a welfare initiative aimed at supporting dairy farmers financially. Announced in the state budget on February 8, 2024, this scheme promises interest-free loans of up to ₹1,00,000 to eligible cattle rearers.
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Introduction
The Gopal Credit Card Yojana is a financial assistance program designed specifically for livestock farmers, particularly those associated with dairy production. By providing easy access to interest-free loans, the scheme empowers farmers to invest in better animal care, shelter, and feed infrastructure—ultimately enhancing their productivity and income.
Objectives of the Scheme
- Provide working capital to dairy farmers for animal feed, shelter construction, and equipment.
- Boost the dairy and livestock sector in rural areas.
- Increase farmers’ income and improve livestock health and productivity.
Key Features of Gopal Credit Card Yojana
- Loan Amount: Up to ₹1,00,000
- Interest: Completely interest-free
- Loan Duration: 1 year
- Target Beneficiaries: Members of Primary Dairy Cooperative Societies in Rajasthan
- Goal: In the first phase, loans will be distributed to 5 lakh livestock farmer families
Eligibility Criteria
To be eligible for the scheme, applicants must meet the following conditions:
- Must be a resident of Rajasthan
- Must be a member of a Primary Dairy Cooperative Society
- Must be actively involved in livestock and dairy farming
Required Documents
To apply for the Gopal Credit Card, the following documents are needed:
- Aadhaar Card / Jan Aadhaar / PAN Card
- Address Proof
- Income Certificate
- Land and crop details
- Cooperative society membership number
- Details of two guarantors
- Bank account linked with Aadhaar
- Recent passport-size photograph and mobile number
How to Apply
Farmers can apply for the Gopal Credit Card Yojana in two ways:
- Online: Through the Rajasthan Government’s official SSO portal
- Offline: By visiting the nearest e-Mitra center or the local dairy cooperative society office
Special camps were also held across the state from September 25 to October 9, 2024, to assist farmers in the application process.
Conclusion
The Gopal Credit Card Yojana is a thoughtful and strategic initiative that acknowledges the hard work of livestock farmers. By removing the financial burden through interest-free loans, the government is not only supporting rural livelihoods but also ensuring a sustainable and prosperous dairy sector in Rajasthan.
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FAQs About Gopal Credit Card Yojana
What is the Gopal Credit Card Yojana?
The Gopal Credit Card Yojana is a financial scheme launched by the Rajasthan government to provide interest-free loans up to ₹1,00,000 to livestock farmers.
Who is eligible for this scheme?
Residents of Rajasthan who are active members of Primary Dairy Cooperative Societies and involved in animal husbandry.
How much loan amount can I get under this scheme?
Eligible applicants can receive an interest-free loan of up to ₹1,00,000.
Is the loan completely interest-free?
Yes, the loan provided under this scheme is completely interest-free for the specified duration.
What is the repayment period for the loan?
The loan must be repaid within 1 year from the date of sanction.
Can I apply online for the Gopal Credit Card?
Yes, applications can be submitted online via the Rajasthan Government’s SSO Portal.
Can I apply offline?
Yes, offline applications can be submitted at local e-Mitra centers or Primary Dairy Cooperative Society offices.
What documents are required for the application?
Documents like Aadhaar card, PAN, income proof, residence proof, land details, cooperative membership number, two guarantors’ details, and a bank account linked with Aadhaar are required.
Do I need guarantors for the loan?
Yes, details of two guarantors are required to apply for the credit card.
How many people will benefit from the scheme in the first phase?
The target is to provide loans to 5 lakh livestock farming families in the first phase.
What is the main objective of this scheme?
To support dairy farmers in improving their infrastructure (sheds, feed, equipment) and boost rural income through livestock development.
Is this scheme only for cow or buffalo owners?
It is primarily aimed at dairy farmers, so ownership of milch animals like cows and buffaloes is a key part of eligibility.
Can women dairy farmers apply for this scheme?
Yes, women who meet the eligibility criteria are also encouraged to apply.
Are there any fees to apply for the scheme?
No application fee is charged, although minor service charges may apply at e-Mitra centers.
Where can I get more information or help with the application?
You can visit the SSO portal, your nearest e-Mitra center, or your local dairy cooperative society for assistance.