Unlock exclusive lifestyle benefits with the Axis Privilege Credit Card. Enjoy travel perks, dining discounts, and up to ₹5,000 in welcome vouchers. Earn reward points on every purchase and get complimentary airport lounge access.
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Introduction
In today’s fast-paced world, your credit card should do more than just pay the bills — it should reward you for living your life. Whether you’re a frequent traveler, a shopaholic, or someone who simply enjoys the finer things, the Axis Privilege Credit Card is designed to elevate your everyday experiences. With a mix of generous rewards, lifestyle benefits, and travel perks, this card is your key to unlocking more value from every swipe.
Key Features of the Axis Privilege Credit Card
Welcome Benefit Worth ₹5,000
Get a warm welcome with an e-gift voucher worth ₹5,000 from popular brands like Yatra, Pantaloons, or Marks & Spencer. This benefit is available after your first transaction within 30 days of card issuance.
Power-Packed Reward Points
- Earn 10 Edge Reward Points for every ₹200 spent on retail purchases.
- Accelerated rewards on travel bookings, dining, and partner platforms.
- Redeem your points for flight tickets, hotels, lifestyle products, and more via the Axis Bank EDGE Rewards platform.
Travel Benefits
- Complimentary Airport Lounge Access: 2 free domestic lounge visits per quarter.
- Travel in style and comfort before your flight – a perk that frequent flyers will love.
Dining Delights
Enjoy up to 15% off at over 5,000 partner restaurants across India with Axis Bank’s Dining Delights program. Whether it’s a quick bite or a fine-dining experience, your card adds a flavorful twist.
Annual Fee Waiver
The annual fee of ₹1,500 (plus taxes) is waived on spending ₹2.5 lakh or more in a year. That means your card could pay for itself simply by using it regularly.
Who Should Get This Card?
The Axis Privilege Credit Card is ideal for:
- Professionals who travel frequently within India.
- Shoppers who prefer to earn rewards on every purchase.
- Foodies who love exploring new restaurants.
- Anyone who enjoys a little extra luxury without breaking the bank.
How to Maximize the Card Benefits
- Use your card for monthly bills and subscriptions to earn consistent reward points.
- Plan big purchases like electronics or fashion shopping during promotions.
- Book flights and hotels via Axis Bank’s partners to earn accelerated points.
- Don’t forget to track your EDGE Rewards and redeem them before expiry!
Safety and Security
Axis Bank ensures your transactions are protected with:
- EMV chip technology for enhanced security.
- SMS and email alerts for every transaction.
- Zero liability on lost cards when reported immediately.
Conclusion
The Axis Privilege Credit Card brings a great mix of rewards, lifestyle perks, and travel benefits, making it an attractive option for anyone looking to elevate their spending experience. With the potential to earn back more than the card’s fee in rewards and offers, it’s definitely a smart financial move for the right spender.
FAQs
What is the annual fee for the Axis Privilege Credit Card?
The annual fee is ₹1,500 + applicable taxes.
Is there a welcome benefit with this card?
Yes! You get an e-gift voucher worth ₹5,000 from brands like Yatra, Pantaloons, or Marks & Spencer after your first transaction within 30 days of card issuance.
How do I earn reward points on this card?
You earn 10 EDGE Reward Points for every ₹200 spent on eligible retail transactions.
What can I redeem my EDGE Reward Points for?
Points can be redeemed on the Axis EDGE Rewards portal for flights, hotels, gadgets, fashion, dining, and more.
Does this card offer airport lounge access?
Yes, you get 2 complimentary domestic airport lounge accesses per quarter.
How can I waive the annual fee?
The annual fee is waived if you spend ₹2.5 lakh or more in the previous card anniversary year.
Is the Axis Privilege Credit Card accepted internationally?
Yes, it is a Visa Signature card, which is accepted worldwide.
Are there any dining benefits?
Yes, you can enjoy up to 15% off at 5,000+ partner restaurants across India via the Dining Delights program.
Can I get add-on cards?
Yes, you can apply for add-on cards for family members at no extra cost.
Is there a fuel surcharge waiver?
Yes, you get a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per month.
How do I apply for the Axis Privilege Credit Card?
You can apply online via the Axis Bank website, through internet banking, or visit any Axis Bank branch.
What documents are required to apply?
Typically, you need identity proof, address proof, PAN card, and income proof (like salary slips or ITR).
Is there a late payment fee?
Yes, late payment charges vary based on your outstanding amount, ranging from ₹100 to ₹1,200.
What is the interest rate on outstanding balances?
The finance charges are up to 3.6% per month (or 52.86% annually) on unpaid balances.
Is this card good for frequent travelers?
Yes, the complimentary lounge access, travel voucher rewards, and international acceptance make it a great option for domestic travelers.