Explore the SBI Tata Neu Credit Card – a rewarding credit card for Tata brand shoppers. Earn NeuCoins on purchases across Tata platforms like Croma, BigBasket, and Tata CliQ. Learn about its benefits, annual fees, application process, and exclusive lifestyle features. Perfect for digital-savvy users seeking value, flexibility, and seamless rewards through the Tata Neu app.”
Table of Contents
Introduction
In today’s fast-paced digital economy, credit cards are no longer just payment tools—they are lifestyle companions. The SBI Tata Neu Credit Card is one such product that brings together the trust of SBI Cards and the growing popularity of the Tata Neu ecosystem. Designed for users who frequently shop on Tata platforms, this card offers excellent value in the form of NeuCoins, rewards, and exclusive privileges.
Benefits and Features
The SBI Tata Neu Credit Card is ideal for individuals who prefer shopping online, especially within the Tata Group’s wide range of brands. Users can earn up to 5% back as NeuCoins on spending at Tata Neu partner brands like Tata CliQ, Croma, BigBasket, AirAsia India, IHCL Hotels, and more. For all other transactions, users earn 1.5% back in NeuCoins. These rewards can be redeemed directly via the Tata Neu app, making the experience seamless and rewarding.
Additionally, the card comes with contactless payment features, fuel surcharge waivers, and EMI conversion options on large purchases, which adds to its flexibility and convenience.
Fees and Charges
The joining fee for the SBI Tata Neu Credit Card is ₹499 + GST, and the same amount is charged annually. However, this annual fee is waived off on spending ₹1,00,000 or more in a year, making it highly cost-effective for regular users. Considering the kind of rewards and cashback it offers, the card justifies its fee structure very well.
How to Apply
Applying for the SBI Tata Neu Credit Card is quick and hassle-free. Users can visit the official SBI Card website or apply through the Tata Neu app. After filling in basic details and uploading KYC documents, the application is processed within a few days. Eligible applicants receive their card promptly, either digitally or via courier.
Security and Customer Support
Backed by SBI Cards, the Tata Neu Credit Card offers advanced security features including OTP-based transactions, fraud detection systems, and zero liability on lost card reports. SBI Card’s customer support is available 24/7, ensuring users get prompt help for any issues related to transactions, statements, or card management.
Conclusion
The SBI Tata Neu Credit Card is a smart choice for shoppers deeply engaged in the Tata ecosystem. Whether you’re buying groceries on BigBasket, booking a hotel with Taj, or shopping on Tata CliQ, this card ensures every rupee spent gives you value back. With its affordable fee, high reward rate, and Tata Neu integration, it’s a must-have for digital-savvy consumers looking to make the most out of their everyday spending.
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FAQs
What is the SBI Tata Neu Credit Card?
It is a co-branded credit card launched by SBI Card in collaboration with Tata Neu, offering rewards in the form of NeuCoins on purchases made through Tata Group platforms.
Who should apply for this credit card?
Anyone who frequently shops on Tata brands like Croma, BigBasket, Tata CliQ, AirAsia India, and IHCL Hotels can benefit greatly from this card.
What are Neu Coins?
NeuCoins are the Tata Neu platform’s reward currency, earned through spending with the SBI Tata Neu Credit Card and redeemable within the Tata Neu app.
How many NeuCoins can I earn with this card?
You can earn up to 5% back as NeuCoins on purchases made on Tata partner brands and 1.5% back on all other eligible spends.
Is there an annual fee for the card?
Yes, the card comes with an annual fee of ₹499 plus GST. However, the fee is waived if your annual spending is ₹1,00,000 or more.
How can I apply for the SBI Tata Neu Credit Card?
You can apply online via the SBI Card website or directly through the Tata Neu app by filling in your personal and KYC details.
Is the card available in both digital and physical formats?
Yes, once approved, the card is issued digitally for immediate use and also delivered physically by courier.
Where can I use the earned NeuCoins?
NeuCoins can be used to pay for purchases on the Tata Neu app across partner brands like BigBasket, Tata CliQ, Croma, IHCL, and more.
Is there a fuel surcharge waiver?
Yes, a 1% fuel surcharge waiver is available on transactions between ₹500 and ₹3,000 at petrol pumps across India.
Does this card support contactless payments?
Yes, the SBI Tata Neu Credit Card comes with contactless payment technology for fast and secure transactions.
Can I convert large purchases into EMIs?
Yes, you can convert eligible transactions above a certain amount into EMIs through SBI Card’s EMI options.
Is the card secure for online transactions?
Absolutely. The card features advanced security including OTP authentication, fraud monitoring, and zero liability on lost card reporting.
Can I manage this card via mobile app?
Yes, you can manage your card through the Tata Neu app as well as the SBI Card mobile app and website.
What happens if I lose my card?
If your card is lost or stolen, you should report it immediately to SBI Card customer care to block it. You won’t be liable for any unauthorized transactions after reporting.
Can this card be used internationally?
Yes, the SBI Tata Neu Credit Card is accepted globally at all merchants that accept Visa or RuPay, depending on the card variant issued.