The Axis Bank My Wings Credit Card might just be your perfect travel companion. Designed with travel benefits, lifestyle perks, and rewarding cashback offers, this card is a great option for those constantly on the move.
Table of Contents
Introduction
Travel is no longer just a luxury—it’s a lifestyle for many. Whether it’s a quick work trip or a long-overdue vacation, frequent flyers are constantly looking for ways to make their journeys smoother and more affordable. That’s where the Axis Bank My Wings Credit Card comes into play. Designed specifically for travel enthusiasts, this credit card brings together an impressive mix of travel benefits, cashback rewards, and convenience—all bundled into a single, accessible card.
Features That Make It Stand Out
One of the major attractions of the Axis Bank My Wings Credit Card is the travel-related rewards it offers right from the start. By simply spending ₹10,000 in a year, cardholders receive two complimentary domestic flight tickets, a reward that’s rare at this price point. It doesn’t stop there—the card is packed with additional travel perks like up to 20% cashback on domestic flight bookings made through Ezeego1 and discounts across other modes of transportation. You get ₹25 off on each IRCTC train ticket (up to ₹200 per year), ₹100 off on bus ticket bookings, and ₹400 off on car rentals booked via Ezeego1 using a special promo code.
For air travelers, another major benefit is free access to domestic airport lounges in cities like Mumbai, Delhi, Chennai, and Bangalore. Waiting for a flight becomes much more enjoyable when you can relax in a comfortable lounge with food, Wi-Fi, and quiet. On the road, you also save with a 1% fuel surcharge waiver for transactions between ₹400 and ₹4,000, capped at ₹400 per month.
Beyond travel, the card comes with access to Axis Bank’s EDGE Rewards Program, offering 4 reward points for every ₹200 spent, which can later be redeemed for flights, shopping, or lifestyle benefits. Plus, the Wednesday Delight Offers give midweek shoppers exclusive deals on platforms like Swiggy, Amazon Fresh, Goibibo, and Makemytrip.
Fees & Eligibility of Axis Bank My Wings Credit Card
The My Wings Credit Card comes with a joining fee of ₹1,200, while the annual renewal fee drops to ₹500 from the second year onwards, making it relatively affordable. Like most credit cards, it carries finance charges of 3.75% per month (or 45% per annum), a foreign currency markup of 3.5%, and late payment fees ranging from ₹500 to ₹1,200 depending on the due amount.
To be eligible for the card, applicants must be between 18 and 70 years old. The required monthly income is ₹25,000 in metro cities and ₹20,000 in non-metros, with a credit score of 750 or above preferred. Documentation is standard, including proof of identity, address, and income.
How to Apply For Axis Bank My Wings Credit Card
The application process for the Axis Bank My Wings Credit Card is entirely online and straightforward. Visit the official Axis Bank website, locate the credit card section, and select “My Wings Credit Card.” Fill in your personal and financial details, upload the necessary documents, and submit your application. If you meet the eligibility criteria, approval is usually quick and hassle-free.
Conclusion
The Axis Bank My Wings Credit Card is a great choice for frequent travelers who want to get more value from their everyday spending. From complimentary flight tickets and lounge access to attractive travel cashback and reward points, this card blends affordability with functionality. If you’re someone who travels regularly and wants to earn while you spend, this card is definitely worth considering. With low annual fees and high travel perks, it’s a small investment that offers big returns in convenience, comfort, and savings.
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FAQs About Axis Bank My Wings Credit Card
What is the Axis Bank My Wings Credit Card?
The Axis Bank My Wings Credit Card is designed specifically for frequent travelers. It offers travel-related benefits like complimentary flight tickets, cashback on bookings, airport lounge access, and fuel surcharge waivers.
Who is this card ideal for?
This card is best suited for individuals who travel often for business or leisure and want to earn rewards while saving on travel-related expenses.
What kind of travel benefits does the card offer?
Cardholders enjoy benefits such as two complimentary domestic flight tickets every year, up to 20% cashback on flight bookings via Ezeego1, and discounts on train, bus, and car rentals.
How can I earn the free flight tickets?
You receive two free domestic flight tickets upon spending a minimum of ₹10,000 annually on the card.
Are there any benefits for train travel?
Yes, the card provides ₹25 off on every IRCTC train ticket booking, with a maximum annual benefit of ₹200.
Does this card offer access to airport lounges?
Yes, the card comes with complimentary access to select domestic airport lounges in major Indian cities like Delhi, Mumbai, Chennai, and Bangalore.
What are the joining and renewal fees for the card?
The joining fee is ₹1,200 in the first year, while the annual fee from the second year onwards is ₹500.
Is there any fuel surcharge benefit?
Yes, there is a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000, up to ₹400 per month.
What is the EDGE Rewards Program?
With this program, you earn 4 EDGE Reward Points for every ₹200 spent. Points can be redeemed for flights, shopping vouchers, and other lifestyle products.
Are there any special shopping or food delivery discounts?
Yes, through the Wednesday Delights program, cardholders get access to exclusive midweek deals on Swiggy, Amazon Fresh, Goibibo, and MakeMyTrip.
What are the interest charges on this credit card?
The finance charge is 3.75% per month, equivalent to 45% per annum, applied to unpaid balances.
Can the card be used internationally?
Yes, the card is accepted internationally. However, a 3.5% foreign currency transaction fee applies on overseas purchases.
What are the eligibility criteria for applying?
Applicants should be between 18 and 70 years old, with a minimum monthly income of ₹25,000 (metro cities) or ₹20,000 (non-metros). A credit score of 750 or above is preferred.
What documents are required to apply for the card?
You’ll need identity proof (like Aadhaar or PAN), address proof (such as a utility bill or passport), and income proof (salary slips, bank statements, or ITR).
How do I apply for the Axis Bank My Wings Credit Card?
Applications can be submitted online through the Axis Bank website. You’ll need to fill in personal and financial details and upload the necessary documents for approval.